About DCS

For over 30 years, Digital Currency Systems has been the technology partner for check cashers, currency exchanges and alternative financial service businesses across the United States.

Who we are

Digital Currency Systems (DCS) is a leading technology provider in the alternative financial services space, serving check cashing merchants, currency exchanges, and related businesses across the United States. For over 30 years, DCS has been at the forefront of developing purpose-built software solutions that help merchants run efficient, compliant, and profitable operations.

Our merchant customers use DCS systems to manage the full range of their financial service operations — including check cashing, bill payment, debit card loading, pre-paid products, money transfers, and more. With DCS, every transaction is handled accurately, every customer record is maintained securely, and every compliance obligation is met automatically.

Over 80 million Americans are self-banked or underbanked, meaning they rely on alternative financial service providers to access the financial products they need. DCS’s mission is to enable merchant organizations to provide these valuable cash-based alternative financial products to their communities — efficiently and profitably.

The DCS team brings over 30 years of direct experience in the check cashing and alternative financial services industry. We understand your business because we’ve spent decades building technology for it. From the teller screen to the back office to corporate reporting, every feature in our software was designed with your operation in mind.

Our mission

Help merchants bring cash-based financial products to their communities, efficiently and profitably.

30+Years serving MSBs
80MUnderbanked Americans

Security, built into every transaction

You handle other people’s money all day. The system behind your counter is built like it, from who can touch a transaction to what the examiner sees.

  • Role-based access control, granular permissions per role and per location
  • Customer data and check images encrypted in transit and at rest
  • Named individual logins with session timeouts, never shared accounts
  • Full audit trails: every transaction, override, and void logged with who, when, and why
  • BSA/AML tooling with CTR tracking and SAR-ready records